Every Employment Obligation. Handled by Your Specialist EOR Provider.
When an EOR provider from the Paycore network becomes the legal employer of your workers, they take on full responsibility for the following obligations. These are not optional add-ons or separate services — they are integral to the EOR arrangement.
Payroll Processing (PAYE & CIS)
Your EOR provider runs your entire payroll operation as the legal employer:
- PAYE and National Insurance calculations for every worker
- CIS verification, correct deduction rates (20%/30%), and monthly CIS300 returns to HMRC
- Full Payment Submissions (FPS) and Employer Payment Summaries (EPS) filed in real time
- Payslip generation and distribution to all workers
- Direct BACS payment to workers on the agreed pay date
- Tax code updates and P6/P9 processing as received from HMRC
- Year-end processes including P60s and P11Ds
- Holiday pay accrual and processing
- Flexible pay frequencies: weekly, fortnightly, four-weekly, or monthly
Pension Auto-Enrolment & Administration
Your EOR provider manages all pension obligations as the legal employer:
- Assessment of every worker against auto-enrolment qualifying criteria each pay period
- Enrolment of eligible workers into a qualifying scheme (NEST, NOW: Pensions, The People's Pension, or another qualifying provider)
- Employee and employer contribution calculations as part of the payroll run
- Submission of contribution data to the pension provider
- Opt-out and opt-in management within statutory windows, including refund processing
- Cyclical re-enrolment every three years
- Declaration of Compliance and Re-declaration to The Pensions Regulator
AML & KYC Oversight
Paycore conducts monthly AML and KYC compliance reviews on every EOR provider in our network. This is one of the most important things we do. It is how we ensure that every provider operating under the Paycore name is meeting its obligations under UK anti money laundering regulations and maintaining proper know your customer standards.
Our monthly compliance reviews cover:
- Verification that each EOR provider holds current and valid AML registration
- Review of each provider's KYC procedures and documentation standards
- Assessment of ongoing compliance with the Money Laundering, Terrorist Financing and Transfer of Funds Regulations 2017
- Sanctions screening and Politically Exposed Persons (PEP) checks at provider level
- Review of each provider's internal risk assessment frameworks
- Audit of record keeping practices to ensure full regulatory traceability
- Verification that right to work checks are being conducted correctly and consistently across the provider's workforce
- Assessment of staff training records to confirm AML awareness across the provider's team
This is not a tick box exercise. If a provider falls below our compliance standards, we act immediately. Our network is only as strong as the compliance of every provider within it, and Paycore takes direct responsibility for maintaining that standard.
Why this matters for clients:
When you engage an EOR provider through Paycore, you know that provider is being independently monitored for regulatory compliance every single month. You do not need to conduct your own due diligence on the EOR provider. Paycore has already done it and continues to do it on an ongoing basis.
Identity Verification and Right to Work
Your EOR provider conducts identity verification and right to work checks on every worker during onboarding:
- Identity verification using electronic checks and document verification
- Right to work checks satisfying Home Office requirements
- Fully auditable records maintained for regulatory inspection
HMRC Compliance & Reporting
As the legal employer, your EOR provider owns the relationship with HMRC:
- Real-time information (RTI) submissions every pay period
- Employer Payment Summaries and corrections
- HMRC correspondence and enquiry management on your behalf
- Year-end reporting and reconciliation
- Staying current with all legislative and regulatory changes
Statutory Payments
Your EOR provider calculates and pays all statutory entitlements:
- Statutory Sick Pay (SSP)
- Statutory Maternity Pay (SMP)
- Statutory Paternity Pay (SPP)
- Statutory Adoption Pay (SAP)
- Shared Parental Pay (ShPP)
Employee Benefits Platform
Workers employed through the Paycore network also get access to a full employee benefits platform — discounts, wellbeing support, recognition, and salary sacrifice schemes — delivered through our specialist benefits partner. Learn more about Employee Benefits.
Key Point
Get the Full Picture
See how our HMRC recognised platform supports every EOR provider in the network.